The RIB – Bank Identity Statement

    The Bank Identity Statement or RIB contains your precise bank details. You can thus communicate them, without risk of error (we speak of ” direct debit “) to pay invoices (direct debits) or to be paid (transfer from the employer for example).

    The content of the RIB

    • the surname and first name (s) or business name of the account holder
    • the domestic account identifier: bank code (5 digits), branch code (5 digits), account number (11 digits or letters), RIB key (2 digits)
    • the title in the plain text of the establishment and the counter keeping the account (initials of the establishment, locality, agency ) (24 characters)

    For international account identification:

    • the IBAN (International Bank Account Number) code represented by a series of numbers and letters (27), and including (but grouped differently) the bank code, the bank code, and the account number,
    • the BIC (Business Identifier Code) code represented by a series of letters (11 or 8).

    It can also contain optional information (it depends on the practices of the establishments):

    • the address of the account holder
    • the address and telephone number of the bank counter.

    How to obtain a RIB?

    • At the opening of the account,
    • Included in checkbooks,
    • Usually on your account statement,
    • Occasionally, on request at the counter where your account is open.
    • In an automatic stopbank ( ATM ) of the institution where you opened your account,
    • By connecting to your bank’s website (if you have subscribed to the Internet service).

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